Henderson Car Insurance Company Online Price Comparisons

When shopping for car insurance, you have many choices and choosing the right Henderson auto insurance agent is not as easy as just calling the closest agent. The chances are good you’re wanting a friendly agent, but you also want to find the best rates possible.

With companies like Allstate, Farmers, State Farm and many independent agents all competing for your business, it can be hard to know which auto insurance agent will have the best service and rates. Thankfully, it’s easy to use online quoting to assemble a group of agents from which to choose.

Save time by quoting online

Licensed agents can point out coverage gaps and help file insurance claims. The best thing about price shopping on the web is that you can obtain the lowest rates but also keep your business local. And providing support for local businesses is important particularly in Henderson.

To help locate an agent, after submitting this quick form, your insurance coverage information gets sent to participating agents in Henderson who will give you bids for your insurance coverage. You never need to drive around as quotes are delivered immediately to your email address. It doesn’t get any easier!

Captive and independent Henderson auto insurance agents

When researching a good Henderson insurance agent, there are a couple of different types of agents that differ in how they can insure your vehicles. Agencies in Henderson can either be captive or independent (non-captive). While both can write coverage properly, but it’s worth mentioning the differences since it can impact the selection process.

Independent Agents

Independent agencies are not required to write business for one company so they can insure your vehicles with many different companies and possibly get better coverage at lower prices. To move your coverage to a new company, the business is moved internally and that require little work on your part. When comparison shopping, it’s a good idea to include price quotes from several independent insurance agents to get the best comparison. They also have the ability to place coverage with different regional companies who may have lower rates.

Below are Henderson independent insurance agencies that can give you pricing information.

  • Scott A Fulwider Agency – 2298 W Horizon Ridge Pkwy #100 – Henderson, NV 89052 – (702) 407-5100
  • Hoffman Parrott Agency – 1000 N Green Valley Pkwy # 450 – Henderson, NV 89074 – (702) 897-1000
  • Insurance Transportation Mktng – 206 Alaska Jade St – Henderson, NV 89074 – (702) 451-3778
  • HCR Agency – 1205 W Warm Springs Rd # 107 – Henderson, NV 89014 – (702) 450-1315
  • SHG Insurance – 1599 Shootout Pl – Henderson, NV 89015 – (702) 563-5400
Captive Agents

This type of agents can only write with one company such as Allstate, State Farm and Farmers Insurance. They are unable to shop your coverage around so it’s a take it or leave it situation. Captive agents are usually quite knowledgeable on their company’s products which helps them sell insurance even at higher premiums. Consumers sometimes purchase coverage from captives mainly due to loyalty to the company and the convenience of having all coverages with one company.

Shown below are captive agencies in Henderson who can help you get price quotes.

  • Farmers Insurance Group – 2653 Windmill Pkwy – Henderson, NV 89074 – (702) 897-0000
  • American Family Insurance – 209 S Stephanie St # A – Henderson, NV 89012 – (702) 260-1422
  • State Farm Insurance – 565 College Dr – Henderson, NV 89015 – (702) 898-0038
  • Allstate Insurance – 4451 E Sunset Rd # 11 – Henderson, NV 89014 – (702) 456-8111

To view a full list of Henderson captive insurance agents, please go to this site.

Picking an insurance agency needs to be determined by more than just the bottom line cost. Here are some questions to ask:

  • Which insurance companies are they affiliated with?
  • Is assistance available after office hours?
  • Who are their largest clients?
  • Does the agency support the community they serve?
  • Do they regularly work with personal auto policies?

After receiving reasonable responses and an acceptable price quote, you have narrowed it down to an auto insurance agent that is a good match to insure your vehicles.

Keep your options open

Professional insurance agents are important, but you also have the option of buying direct from companies online. Some car insurance companies who sell through agents in Henderson also allow you to get quotes and purchase online, and that can save time as an alternative to contacting agents.

If you’re apprehensive about selecting your own policy coverages, that is quite common when buying online the first time. Insurance companies have toll-free phone numbers and other options to walk you through the process.

Do people save by buying online? It’s difficult to say for sure because of the number of factors that can increase policy rates. Some people will tell you that going direct saves money by not requiring a commission. But truthfully, promoting brand recognition is pricey so this can offset any savings.

Read more about Nevada car insurance

More information is available on the Nevada Division of Insurance website through this link. Visitors are able to read state legal mandates and laws, find out industry alerts, and read enforcement actions against agents and companies.

quotes for Henderson NV insurance

A little work can save a LOT of money

When trying to cut insurance costs, do not skimp on coverage in order to save money. In many cases, consumers will sacrifice collision coverage only to regret at claim time that it was a big error on their part. The ultimate goal is to buy the best coverage you can find at the best price while not skimping on critical coverages.

The cheapest car insurance is definitely available both online in addition to many Henderson insurance agents, so you should compare both to have the best selection. A few companies do not provide you the ability to get quotes online and many times these small, regional companies only sell through independent insurance agents.